You see great deals every day but cash is tied up in existing stock. Customers want flexible payment options, but suppliers want full payment now. That's where CashDrive Dealer Financing comes in. We give you fast, flexible credit lines built specifically for car dealerships so you can stock more cars, expand your business, and stay ahead of the market.
The Dealer Challenge
We Understand Your Business, Because We're in It.
You're not just selling cars, you're managing cash flow, customers, and growth all at once. We know the hustle, the pressure, and the potential.
Inventory Financing
You find great cars but can’t buy fast enough.
Credit lines for inventory so you can buy when deals are hot, not when your cash is free.
Cash Flow Gaps
Customer payments delay. Supplier payments don’t.
Working capital lines to bridge the gap and keep operations smooth.
Growth Capital
You want to expand your lot, add new brands, or hire staff — but growth needs fuel.
Expansion loans to help you scale without slowing down.
Seasonal Slowdowns
When sales dip, costs don’t.
Flexible credit you can draw when things are slow and repay when business picks up.
Great Partnership. Fast Funding.Three Simple Steps
A clear process that works at the speed of your business.
Submit Inquiry
(5 Minutes)Fill a short form with your dealership details, monthly volume, and financing needs. We'll review and call you within 24 hours
Due Diligence & Verification
(5 Minutes)We verify your documents, visit your lot, and assess your operation — fast, professional, and hassle-free.
Agreement & Onboarding
(1 Day)Review and sign your credit agreement, meet your account manager, and get access to funds immediately.
Partnership Benefits
Credit Options Built for Dealers
Use the Right Credit Line for Your Dealership
Inventory Credit Line
Buy cars faster and sell more. Revolving credit you can draw anytime to purchase stock, repay as you sell, and your credit line refreshes automatically.
Typical Terms:
- ₦5M-₦100M+ | 30-90 days per vehicle | Competitive rates | Same-day drawdowns.
Working Capital Facility
Keep your business running smoothly, pay rent, staff, marketing, and other expenses without stress.
Typical Terms:
- ₦5M-₦60M+ | Flexible drawdown | Pay only on what you use.
Expansion Capital
Scale confidently with longer-term financing for growth projects, new branches, bigger lots, new categories.
Typical Terms:
- Typical Terms: ₦10M-₦100M+ | 6-24 months | Structured repayment
You're the right fit if you:
- Are CAC-registered and operating for 5+ years
- Have a physical dealership location (not just online)
- Hold minimum 10+ vehicles in current inventory
- Keep proper business records and accounts
- Have a clear plan to grow
You'll Need
- CAC registration documents & TIN
- 12 months' bank statements
- Proof of dealership location
- Owner/director ID
- Inventory or sales records
Get Cash Now
Whether you're a car owner or car dealer, we'll help you access fast, flexible funding with your car. Who are you applying as?
